Joanne Utke: GET STARTED INVESTING

I have designed this page to help those who want to get started investing their money without having to leave your home or phone to do it. What is contained on this page may not be of interest to you. But, if it is please keep reading. Investing is something that I have thought a lot about. Investing in real-estate has always been something that I wanted to do. But real estate is expensive and you can't get started with very little money. You also have to leave your house and hire contractors etc.

I still do love real-estate and know the potential that investing in it can have for people. Even though our life took a different turn I am still interested in investing. The investing in the stock market holds the vary same potential for making money, as flipping houses or buying an income property. The best part about this type of investing is that you don't even have to leave your home or your phone. There is no heavy lifting or painting involved. Just your brain, a love for learning something new, patients and a bit of money to get started.

Today thanks to many different new brokerages it is easier and more accessible than ever! Investing in the stock market can be challenging at times depending on what you are doing and what companies you choose. But it can also be very rewarding! If you learn how to make it work for you, and if you are up for a new challenge you can do it.

Yes you can start investing in the stock market!

It doesn't matter if you have no experience,

Yes you can and will learn along the way!

Investing in the stock market requires weekly if not daily research. Depending on how many positions you are holding, what company you own and whether you are "long" or "short" your trade.

Don't worry I will explain.

Yes you can get started with just $100 dollars or less if you like.

In fact I will give you an offer at the end of this article and the potential to get FREE stock too!

I don't want this to be a super long article so please watch the videos below to help you understand the basics of investing in the stock market. The purpose of this page is to get you started today, in the always changing and exciting world of investing in stocks. When I started I didn't know much more than buy stocks, make money lol!

DISCLAIMER; I am not an expert investor, this is NOT financial advise. I am not a financial advisor, banker or make any such claims. Whatever you decided to do with your money is up to you. Investing your money in anything can be risky and you will need to do your own due diligence before you make any financial decisions.

Keeping it real simple folks!

Investing in the stock market can be as simple as buy low and sell high. You can make money when the stock goes up and you can make money when the stock goes down, I don't think most people realize that. I have made money both ways. Yes it can get much more complicated than that. But we are not concerned with that on this page and you just don't need to know any of that to get started. In this article we are going to focus on getting started with as little as $100 and you can even get FREE stock to get you started.

Buy low, sell high!

Yes it is just that. Say you buy stock xyz for $1,00 a share. You buy $100 shares with your starter money. You wait, this is where patients comes in, and the stock goes to $2.00. You sell it and double your money. Now imagine this same scenario with different price points. When you invest in stock of a good stock that grows over time, you can make 5%, 10%, 20% or more of your initial investment. To me that is a lot like buying a property that is worth more over time. Except you don't have to do any renovations. You could just stop there and make good money if you are watching your stock and selling at the higher price. Just need a bit of patients and of course investments in the right stock. The right stock being one that moves well and preferable a company that is likely to see short term or long term growth. Warren Buffet recommends the S&P 500 index fund, which is the top 500 performing companies. Check it out! Below is 5 YEAR chart of the S&P 500, notice how it gained over 100% of value just in the past 5 years. And 90% since only March 20, 2020 to now!

I know that most people can't afford to buy in a stock values at this high at several thousand per share. But what if you bought in when you bought it at $100 a share? Now you know how millionaires and billionaires are made lol! The beauty of this whole thing is you can do it too!

It may be too late for us to buy 1,000 a shares of Apple at just .51 cents in 2005. If I could have known this and bought 1,000 shares for $510, I could sell it in 2021 for a price of $140, I could have made $71,400,00! And at 41 years old in 2021 I could use that money right now! And you know what I had that money in 2005 too.

Don't get all FOMO on me now! The wonderful thing is opportunities like that still exist, you only need to know how to find them and put your money down on it. That is what I am doing now, and for the first time in a long time I feel better about my financial future.

Making money on the way down.

This is another thing that is pretty easy to do, but timing is key here. It is called "selling a call" and you do it when the stock is up as much as it is going to go at the time. This is level 1 stuff lol! I have done this a few times and I do love this strategy. It is as safe of a trade as you can get and you may or may not have to sell your shares, that way you can make money and keep investing long term. To "sell a call" you must own 100 shares of a stock of your choice that allows for options. An option is just buying or selling "the right to buy 100 shares at a specified strike price." But for level 1, you can only "sell a call", which is selling the right or option to buy your 100 shares called a "contract" at a specified price that you have set, before the expiration date. This price is called the strike price. And yes options have expiration dates and can be set anywhere from 1 day to 3 years.

Please educate yourself on doing these types of trades. Like I said you nee to be willing to learn new things, so you have the best chance of making money. When you "sell a call" the best and safest trade is one when your strike price is more than what you paid initially for your 100 shares. For example I have 100 shares of GNUS, by the way that is called a "ticker symbol." GNUS is a brand of children's entertainment. My first 10 shares of this stock was purchased for $2.00, and my next ones were purchased at a lower price until I averaged down to about $1.83.

As the stock moved down, essentially creating a loss of value for my shares, I "sold a call" at a strike price of $2.50. IMPORTANT; you "sell a call" when you believe your stock is going to drop or go down in value. If you sell a call and the stock price goes up over the option strike price, than you lose your shares when the option is exercised. This means that if the purchaser of my option "exercised their right to buy" said shares before the expiration date, I am still over $50 in profit since the purchaser will be "calling my shares away" for that price. I lose the shares but still come out with a profit.

If I "sell a call" anticipating that the stock price goes down and it does, I am making a profit and can "buy to close" keeping all or most of the credit given to me at the initial sale of the option call contract. I make money from my shares and do not lose them either.

Another way to make money when the stock price is falling is to buy a put. When you "buy a put" you do not have to own the stock as when you sell an options contract. When you buy a put options contract you are agreeing to the right to buy the shares at a specified lower price from where the price ends up being. You buy a put when you think the stock price will fall. You make money the way down. If the stock goes up you lose for now and need to decide what next to do.

Options are also used as a way to get the shares of a company you want to own at a lower specified price. Certainly there is an advantage to this, your main goal of any trade is to pay as little money upfront as possible, to get the biggest return possible.

Buying call and put options.

I touched on a bit of this in the paragraphs above. All I want to add is that options are a great way to make money in the stock market on the way up or down. You can do this with daily, weekly, monthly and yearly expiration dates. You are leveraging or betting your cash on the rise or fall of the stock price. These options are a bit more risky than a "covered call" or "covered put" option, where you own the shares or have cash as in covered puts. That is why it is called "covered," your shares or cash act as collateral. When you buy a call option you are expecting the stock price to go up. When the price goes above your strike price. There is certainly a lot to options and I do not intend this to be the only place where you should get your information from. I have included below a few videos to help you understand the basics. How much risk you choose to take is up to you.

Just buy some shares!

That is about all I need to say here about that. Hopefully now you an see the potential there is in just buying stock and selling at a much higher price than you paid. The best place to start investing in the stock market is to simply buy shares of a company that you like and can afford. Certainly you will do some research to find out if the shares of your favorite company is a good one with growth potential. The faster the stock gains in value the quicker you make money when you sell.

I feel like this is a good place to mention the #1 rule of investing in anything. THE MONEY IS MADE WHEN YOU BUY NOT WHEN YOU SELL! And you ONLY LOSE MONEY IF YOU SELL AT A LOSS. This means basically don't buy when the investment has already reached it's high. In other words don't buy at the wrong time, or the stock will drop as they always do and you will lose profit and the value of your shares. But unless you sell your stock at a loss you are only losing unrealized loss. When you sell at a loss you create realized losses and we don't want that.

And if you buy to high and hold your positon, even if you are $100 down in unrealized losses, this just means you will be waiting for your position to go green again so you can sell at a profit. Been there done that lol! So before you invest in a company stock ask yourself if you intend this to be a long term trade or a short term one. Some companies stock are good for short term investment, while others are best to keep long term. Just depend on how the stock moves, and whether or not there are any catalysts present for a up or down move.

Imaging where you would be if you had bought Tesla in 2012 for just $5 dollars a share? Or Apple in the 2005 for under $1.00? These stock literally gained thousands of a percent since then! And just these two companies alone have made millionaires! There are recent examples too, but I don't want to get into that. I think you get my point.

Paper Trading

Paper trading is a way to practice investing with paper or fake money. This is a good place to start until you get the hang of it. Paper trading is a great way to learn how to trade. Most brokerages have paper trading features right there in your account. That way you can practice before any real money is exchanged.

What I did when I started?

For me i just got right into buying shares with the little money that I had, and buying the dip every chance that I got. Although I have a small account I have managed to get up to about $1,000 invested and that is not all just me putting money in. Yes I have lost some money too, and I have been down as much as $100 on even just 30 shares lol! Did anyone ever tell you that you can learn more from your failures than from your successes?

I look forward to learning more and making a nice income doing it. Even though I am not an expert I sill want to help other get started. Life is short and the time will pass you by whether you are investing your money or not. The difference is having that money gains in the future or not. I feel investing in the stock market is an opportunity anyone willing to learn, can do from the comfort of their home or anywhere they happen to be.

What Brokerages do I Recommend?

For beginners I highly recommend using Robinhood app, this is where I started and I am glad that I did. i love the easy of use and how easy it is to make a trade. Deposits and withdrawals to and from my bank and easy to do as well. The app works great with my phone and runs fast enough. Robinhood makes it easy for the average person invest in the companies they like. They make it possible for people like me and you to do something with money that can mean growth and profits in the near or far future. Just like buying an income property or flipping a house for profit without ever leaving home.

I highly recommend Robinhood for beginners!

Get started with your FREE stock if you join with my link.

Click this link to get started investing with Robinhood and get a FREE stock too! Just remember when you click my link please complete the sign up process, link your bank account right away to get your FREE stock.

Webull is another brokerage that I use. I feel like it is a bit more advanced of a platform since there is more tools and charts than Robinhood has when you get started. Although Webull is a pretty easy to use platform. A beginner that gets started will begin with level 1 capabilities and that is a great place to start. Webull does have paper trading as well so that is a plus. Level 1 allows you to buy stock and crypto, as well selling covered calls like I mentioned above. A covered call is selling a call that you own 100 shares of. email me @ joanneutke@gmail.com if you want to get started with Webull level 1 or if you are more experienced level 2 capabilities.

Click the link or let me know you are ready to get started with Webull. We can fit you with the offer that fits your needs. You may even be able to get a free stock or two with Webull! Just use the contact me form and let me know you want to get started with Webull.

LIMITED TIME OFFER: Get 3 FREE stocks valued up to $6300 by opening & funding a #Webull brokerage account! > Get started with free stock!

Sofi is also a great place to start your investment "career," Sofi is like a bank, an savings account, and an investment account all rolled into one. You will never run out of things to learn through all of the educational content to help you invest and mange your money. They even do personal and student loans. They have a debit card and you can even earn cash back on purchases, and mush more!

To get started with Sofi you have a few options. You may sign up on any of these and you will have access to every feature when you open them up in your account. No matter which Sofi feature you want to get started with there is an offer for you! Look over these and find out which one you want to get started with right now. Sofi works in app mostly but you can access it online.

OFFER #1; Best offer for new traders. I'm using SoFi Invest 📊 to buy and sell stocks (and pieces of stocks) with zero fees. Open an Active Investing account with $100 or more, and you'll get $25 in stock. I'll get free stock, too! Use my link.

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Use my link to sign up and you’ll get a $25 bonus. That's FREE cash!

OFFER #3; Join me on the SoFi app! Trade stocks, get a free credit score and much more all in one app. Get up to $25 cash rewards when you use my link to sign up and check your credit score.

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If you have any questions you may email me via the contact form on this site or comment below.

Thank you for reading!

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You can do this!

How does the stock market work?